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Please note that we are not currently accepting applications
Thank you for your interest in our program and for your patience. Because we are in the midst of finishing a Habitat home build and fundraising for future projects, we have temporarily suspended applications for our homeownership program. Please check back here for future updates.
If you are seeking housing help immediately, please call your local housing authority. You may also want to look into the USDA 502 Single Family Housing Loan program.
If you have any questions about the program in the meantime, you can read more below or contact us.
Homeownership
Habitat home ownership is a hand up, not a handout
We believe in the positive power of affordable home ownership. Owning a home is an excellent way to put down roots in a community, to have a healthy place to live that you can call your own, and to provide your family with strength, self-reliance, and stability.
HFHWRA offers affordable home ownership by partnering with the community to build quality, energy efficient homes using as much donated labor and materials as possible. We then sell the homes to qualified applicants with zero-interest mortgages and affordable monthly payments based on income.
TO QUALIFY
NEED
for affordable housing
A need for affordable housing means you are unable to obtain adequate housing through conventional means, and your current housing is unaffordable, inaccessible, overcrowded or unsafe.
WILLINGNESS
to partner with Habitat
Habitat home buyers are expected to contribute 250 hours of volunteer labor to help build their home and gain the skills & knowledge you'll need to be a successful homeowner.
ABILITY TO PAY
an affordable mortgage
You must have a steady source of income to be able to pay your mortgage loan, taxes & insurance. You should also have a history of paying bills on time with no outstanding liens or judgments.